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Robert Holford

Insights Director
Robert has almost 20 years’ experience in Pensions and Investments, having worked in business and investment consulting, market intelligence and regulatory strategy.

Robert started his career in investment consultancy, researching long-only equity and fixed income products for a range of institutional clients. He then moved into more industry-focused consultancy roles for life company and asset management clients in areas such as business & product strategy, market entry, institutional client servicing and market intelligence services. Prior to joining Altus Consulting, Robert was Head of Strategy & Insight for the Pensions Regulator, where he led the development and launch of the organisation’s first corporate strategy designed to ‘put the saver at the heart of pension regulation’. He has previously held the role of Sector Strategy Lead for the Pensions & Retirement Income and Retail Investments sectors at the Financial Conduct Authority.

Now Robert leads Altus Consulting’s Insight function, delivering original research and strategic thinking across the Insurance and Investment sectors. His recent work includes authoring white papers on the FCA’s Consumer Duty, the Advice/Guidance boundary and the Government’s proposed pensions transformation agenda, leading the firm’s Market Pulse Survey, and contributing to formal responses on major regulatory proposals including Targeted Support, the Value for Money Framework and Unlocking the UK Pensions Market for Growth. Robert also co-chairs TISA’s Consumer Committee and serves as a Defined Benefit Trustee and School Governor.
Pensions reform: is bigger really better?
Auto-Enrolment Maturity: Is the UK’s long-running experiment with pensions for the masses finally turning the corner? 
Editor’s View: The advice gap needs more than a quick fix, so FCA may be on the right track
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Cover story: FCA sets its sights on targeted support
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‘Future of pension decumulation stands at a pivotal juncture’
Supporting Operational Resilience
Pay closer attention to the pensions ‘experience’ – a New Year’s resolution for the industry
Shooting for the moon: a journey towards better retirement outcomes